Tailored Guidance for Confident Choices

How we help with Medicare & Health Insurance

As licensed brokers, we represent multiple insurance companies, allowing us to:

Explain your options—like Medicare Advantage, Original Medicare, Part D, Marketplace, and supplemental plans

Help you compare plans that match your needs and budget

Guide you through enrollment and provide continued support as your needs change

Our help with health insurance comes at NO COST to you

How We Help with Social Security

As Registered Social Security Analysts (RSSAs), we offer expert guidance to help you:

Maximize your benefits by analyzing your earnings and identifying the best time to claim

Navigate complex rules for spousal, survivor, and taxable benefits

Coordinate Social Security with other income sources like pensions, 401(k)s, and IRAs

Avoid common mistakes that could lower your lifetime benefits

We offer a FREE initial consultation to review your Social Security situation

Our health insurance consultations are offered at NO COST TO YOU

How Lopera Insurance Brokers works?

Does Lopera Insurance Brokers service cost money?

No, Lopera Insurance Brokers’ services do not cost money for Medicare beneficiaries seeking guidance on their plan options. Our compensation comes from the insurance carriers when a client enrolls in a plan through us.

Is there an obligation to enroll?

No, there is absolutely no obligation to enroll in a Medicare plan when you work with Lopera Insurance Brokers. Our role is to provide you with information and guidance so you can make the best decision for your individual needs. The choice to enroll is entirely yours.

Does Lopera Insurance Brokers sell my data?

No, Lopera Insurance Brokers does not sell your personal data. We understand the sensitivity of your information and are committed to protecting your privacy. Our focus is on providing you with Medicare guidance, not on monetizing your data.

Does a Brokers commission increase the price?

No, a broker’s commission does not increase the price you pay for your Medicare plan. The premiums are set by the insurance companies, and broker commissions are a separate operational cost for them, not an added fee for you.

Ready to Talk?

We offer a FREE initial consultation to review and assess your Social Security situation.

Disclosures

Lopera Insurance LLC, the owner of this website, has no affiliation with the Social Security Administration or any other government agency.

We are licensed insurance brokers and may be compensated by insurance carriers when you enroll in a plan through us. This compensation does not affect the price you pay for coverage and does not influence the advice we provide. We offer guidance based on your specific needs, and you are under no obligation to enroll in a plan through our agency.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.

To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 888-417-4217), 24 hours a day/7 days a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.

Agents cannot provide tax or legal advice.